Today marks the beginning of the Medicare open enrollment period. From the 15th of October to the 7th of December, members can make their benefit selections for 2023.
The variety of options can be overwhelming. Because of the recent enactment of a new federal law, we anticipate that this year will be particularly challenging.
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However, there is assistance that can be obtained. The Senior Health Insurance Benefits Assistance (SHIBA) programme is one resource that can be utilised. The advising programme prepares counsellors to assist senior persons in navigating the complex array of options that are available through Medicare.
According to Donna Delikat, who is serving as the interim director of SHIBA for the state of Oregon, the Inflation Reduction Act that was passed by Congress earlier this year brought about a number of significant changes. In particular, she encourages everyone who makes use of insulin to look for assistance during this year.
According to Delikat, counselling appointments fill up quickly, so you shouldn’t put it off.
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In addition, seniors have the option of calling insurance helplines that are staffed by volunteers who have received training on the ins and outs of Medicare. They also have the ability to plan online video-conference meetings with insurance brokers and volunteers using services such as Zoom, Skype, or FaceTime. In most cases, independent insurance brokers sell the policies of more than one insurance company.
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